Your Excellent
Credit Score Starts Here
Our Zero Advanced-Pay credit repair and improvement plans have helped people just like you qualify and save money on loans for cars, houses, consumer goods, businesses, and other financial programs. Learn more about our credit repair services below.
![](https://creditlab.com/wp-content/uploads/2021/08/logo.png)
Zero Advanced-Pay Credit Repair
Our credit repair services are very simple and straightforward. We don’t mess with pay-per-removal or charge per specific dispute. We also do not charge in advance for the credit repair services. All plans are for disputing across all 3 major bureaus and come with a no cancellation fee policy.
NEW BEGINNINGS TRIAL
60-Day Term
- Dispute 1-5 Accounts At A Time
- Ideal If Low Negative Accounts
- Onboarding & 2 Rounds of Disputing
$250 One-Time
Paid After 60 Days
ACCELERATED TRIAL
60-Day Term
- Dispute 6-10 Accounts At A Time
- Ideal If High Negative Accounts
- Onboarding & 2 Rounds of Disputing
$350 One-Time
Paid After 60 Days
BANKRUPTCY
Month-To-Month
- No Trial Plan Required
- Can Be Combined or Exclusive
- Dispute Only ONE Bankruptcy
$80 Per Month
Paid Every 30 Days
NEW BEGINNINGS
Month-To-Month
- Available After Either Trial Plan
- 1 Round of Disputing Each Month
- Dispute 1-5 Accounts At A Time
$100 Per Month
Paid Every 30 Days
ACCELERATED
Month-To-Month
- Available After Either Trial Plan
- 1 Round of Disputing Each Month
- Dispute 6-10 Accounts At A Time
$150 Per Month
Paid Every 30 Days
HARD INQUIRY
Month-To-Month
- No Trial Plan Required
- Can Be Combined or Exclusive
- Dispute Unlimited Hard Inquiries
$80 Per Month
Paid Every 30 Days
NEW BEGINNINGS TRIAL
60-Day Term
- Dispute 1-5 Accounts At A Time
- Ideal If Low Negative Accounts
- Onboarding & 2 Rounds of Disputing
$250 One-Time
Paid After 60 Days
NEW BEGINNINGS
Month-To-Month
- Available After Either Trial Plan
- 1 Round of Disputing Each Month
- Dispute 1-5 Accounts At A Time
$100 Per Month
Paid Every 30 Days
ACCELERATED TRIAL
60-Day Term
- Dispute 6-10 Accounts At A Time
- Ideal If High Negative Accounts
- Onboarding & 2 Rounds of Disputing
$350 One-Time
Paid After 60 Days
ACCELERATED
Month-To-Month
- Available After Either Trial Plan
- 1 Round of Disputing Each Month
- Dispute 6-10 Accounts At A Time
$150 Per Month
Paid Every 30 Days
HARD INQUIRY
Month-To-Month
- No Trial Plan Required
- Can Be Combined or Exclusive
- Dispute Unlimited Hard Inquiries
$80 Per Month
Paid Every 30 Days
BANKRUPTCY
Month-To-Month
- No Trial Plan Required
- Can Be Combined or Exclusive
- Dispute Only ONE Bankruptcy
$80 Per Month
Paid Every 30 Days
All Plans Can Be Canceled Without Cancellation Fee
(Only pay for services completed up to point of cancellation.)
Credit Repair with ZERO Up-Front Fees!
No matter what service plan you select, we must complete the work before you pay!
![](https://creditlab.com/wp-content/uploads/2023/08/Credit Lab_333-so-you-can-3-family.png)
Better Credit Can Help You...
- Buy or Refinance Your Home
- Purchase a New Vehicle
- Reduce Your Financial Stress
- Get Approved for Credit Cards (at lower rates)
- Be Qualified For Personal Loans
- Lower Insurance Payments
- Lower Car Payments
ITEMS WE DISPUTE
![](https://creditlab.com/wp-content/uploads/2024/06/Credit Lab_333-time-is-money.png)
Late Payments
![](https://creditlab.com/wp-content/uploads/2024/06/Credit Lab_333-heart-beat.png)
Medical Bills
![](https://creditlab.com/wp-content/uploads/2024/06/Credit Lab_333-contract.png)
Inquiries
![](https://creditlab.com/wp-content/uploads/2024/06/Credit Lab_333-down.png)
Charge Offs
![](https://creditlab.com/wp-content/uploads/2024/06/Credit Lab_333-bank.png)
Bankruptcy
![](https://creditlab.com/wp-content/uploads/2024/06/Credit Lab_333-salary.png)
Collections
![](https://creditlab.com/wp-content/uploads/2024/06/Credit Lab_333-bankruptcy.png)
Foreclosures
![](https://creditlab.com/wp-content/uploads/2024/06/Credit Lab_333-dots-menu.png)
And More...
You deserve to live the life of your dreams. A life where you are in control of your finances.
Your credit controls where you can afford to live, what you can afford to eat, what you can afford to drive, what you can afford to enjoy; so, why not take control of your credit and choose how you want to live?
What Are The TRUE COSTS Of Poor Credit
![](https://creditlab.com/wp-content/uploads/2024/06/Credit Lab_333-chart-for-creditmanager5-1400x940-1.jpg)